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4.1.0

Release v4.1.0

Overview

Version 4.1.0 introduces significant enhancements to ACH processing capabilities, including improvements to both inbound and outbound flows, along with updates to wallet functionality, integrations, and platform controls. Core system functionality has been validated, and the platform remains stable for primary workflows.

Key Features & Enhancements

ACH & Payments

  • Enhanced ACH IN and ACH OUT processing (ODFI & RDFI flows)
  • Support for NACHA file generation, ingestion, and return processing
  • Improved bank file integrations
  • Enhancements to ACH APIs for better performance and usability

Wallet & Tokenization

  • Introduction of disbursement wallet tokenization (minting & transfers)
  • Improvements to token management and utility token functionality

Integrations & Notifications

  • Enhanced webhook notifications for transaction events
  • Improved integration reliability across payment flows

Platform Enhancements

  • Feature flag controls for withdrawals and system behavior
  • Enhancements to transaction history APIs (including method and partner details)
  • Improvements to dashboard and console experience

Additional Updates

  • Stable BankBook deposit functionality
  • Ongoing improvements to platform observability and monitoring

Stability & Validation

  • Core platform modules and payment flows have been successfully validated
  • End-to-end ACH processing (inbound and outbound) verified
  • Wallet management, RBAC, and feature flag behavior confirmed
  • Overall system stability is good in the current environment

Known Limitations

The following items are known and do not impact core functionality:

  • Fraud monitoring validation pending due to external dependency
  • Minor inconsistencies in settlement visibility within the console
  • Some UI/API labeling inconsistencies
  • Certain console enhancements still in progress

Ongoing Improvements

We are actively working on the following areas:

  • Completion of fraud monitoring validation
  • Enhancements to settlement visibility and reporting
  • UI/UX consistency improvements across APIs and console
  • Continued improvements to bank integration workflows

Recommendation

Version 4.1.0 is stable for core ACH and platform workflows. We recommend proceeding with usage while continuing to monitor integrations and dependent components.